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Home Insurance - Problem Neighbours

Published Tuesday, September 2, 2008 by bloggerblognet83280 | E-mail this post

Do you get on with your neighbours? There was once a time when we could rely on our neighbours for a little chat over the garden fence, even watching your home when you went on holiday.

Nowadays however we appear to be less trusting of our neighbours, leading many to become potentially paranoid about their homes, and also their home insurance premiums.

According to a survey carried out by a leading UK insurer, over a quarter of us don't even know the names of our immediate neighbours, and only a third of us actually trust them.

Over 3,000 homeowners were quizzed on their relationship with their neighbours. The results revealed a list of causes of arguments between neighbours.

Noise pollution was one of the most common causes of complaint, with children and pets cited as some of the offenders. Other annoying factors highlighted by those surveyed included parking issues, littering, overgrown foliage and lack of privacy.

Even items as seemingly innocent as a wind-chime didn't escape complaint - in fact it was voted as the most annoying outdoor object for the second year in a row.

Problem neighbours can be a worry for homeowners, with some fearing they could affect the price of their homes - any damage caused by nuisance neighbours could affect their house insurance.

However, these fears are not just the house itself, for over a quarter of us regularly sneak a peek at our neighbours' gardens, with a further 12% worried that the state of them could affect their chances of selling their home in future.

Indeed, many insurers are finding an increased number of claims on home insurance policies due to nuisance neighbours, with many looking to the companies themselves to help solve the problem.

Out of those surveyed, 6% have sought legal action over the activity of their neighbours, however a third of people choose not to complain about problem neighbours for fear of getting into arguments.

Looking for cheaper home insurance? Compare a range of house insurance providers to find a cheap home insurance deal that suits you.

Blogger BlogNet14727

Home Insurance - Problem Neighbours

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